Choose your settings

Choose your language

Offers for members of the Young Bar of Montreal

Enjoy benefits on financial products and services tailored to your needs.

To claim your offer, book an appointment at a caisse or branch near you.

Find a caisse or branch

In partnership with:

Benefits for Members of the Young Bar of Montreal

To get the credit card and line of credit perks, you must have an everyday account with the $9.95 monthly Unlimited Plus plan.

Discounted transaction plan

Get $14 off the monthly fee for the Unlimited Plus plan1, which includes unlimited regular transactions.2

Credit card sign-up bonus

Choose from our selection of credit cards and get a sign-up bonus equal to the annual fee for the first year.

Lines of credit at reduced rates

Get a special rate on our Personal Line of Credit or Versatile Line of Credit3 to make your goals a reality.

Business solutions

Streamline your business operations and get deals on solutions designed for professionals like you.

Are you eligible?

This offer is for you if you meet any of the following criteria:

  • You’re in an eligible profession.
  • You were in an eligible profession and are now retired.
  • You’ve graduated and are doing an internship in an eligible profession.

Accepted proof of eligibility

  • Member card from a professional order or association, if applicable
  • Employment letter
  • Pay slip
  • Proof of internship for graduates
  • Any other relevant documentation

Not eligible?

Check out our transaction plans, credit cards, loans and lines of credit and find the financial products that are right for you.

Discounted Unlimited Plus transaction plan

Get a discounted rate of $9.95 per month on the Unlimited Plus plan.1 That’s a monthly savings of $14 off the regular fee of $23.95.

What’s included

  • Unlimited transactions on the everyday account
  • Unlimited transactions on the non-registered regular savings account4
  • No withdrawal fees from us at ATMs affiliated with the Interac® network in Canada and the PLUS* network abroad2
  • Certified cheques and drafts
  • Discounted safety deposit box rental5
  • Monthly return of online cheque images

Credit card sign-up bonus

Apply for or upgrade to 6 1 of 3 eligible cards 7 and get a sign-up bonus8 in BONUSDOLLARS® or cash back equal to the annual fee for the first year.

Odyssey® World Elite® Mastercard®

Overview

Credit card with generous rewards and travel perks

Your sign-up bonus

130 BONUSDOLLARS
Learn more about Odyssey World Elite Mastercard

Odyssey® Gold Visa*

Overview

Rewards credit card with comprehensive travel insurance

Your sign-up bonus

110 BONUSDOLLARS 
Learn more about Odyssey Gold Visa

Cash Back World Elite® Mastercard®

Overview

Our credit card with the most cash back

Your sign-up bonus

$100 cash back
Learn more about Cash Back World Elite Mastercard

Lines of credit at reduced rates

Personal Line of Credit

With a Personal Line of Credit, get a set amount you can use for expenses big and small.

Your rate: Prime rate9 of 4.70% + 0.25%

Learn more about the Personal Line of Credit

Versatile Line of Credit

With our Versatile Line of Credit, you can use some of the equity from the home you own and occupy to carry out home renovations.3

Your rate: Prime rate9 of 4.70% + 0.25%

Learn more about the Versatile Line of Credit

Benefits for your business

You can use our business solutions if you own your own firm.

Financing solutions

Discover our different borrowing options to help you grow your business and keep it running smoothly.

Business Freedom Solutions

Finance your business expenses with the Visa Business Freedom Solutions package and get up to $100,000 in financing.

Payment solutions

Simplify your everyday transactions with Global Payments’ innovative, secure and personalized payment solutions.

Employer solutions

Our employer solutions have exactly what you need to take care of your employees.

Book an appointment to claim your offer

At a caisse or branch near you

Find a caisse or branch
The Distinctive offer is available upon request and is subject to change without notice at any time. Your new benefits will apply upon your request. Certain conditions apply. All financing and credit card applications are subject to credit approval. Conditions apply to all products and services. Global Payments and the Global Payments logo are trademarks of Global Payments Inc. and may not be copied, imitated or used, in whole or in part, without prior written consent. Interac® is a registered trademark of Interac Corp. Used under licence. BONUSDOLLARS ® is a registered trademark of the Fédération des caisses Desjardins du Québec. Odyssey® is a registered trademark of the Fédération des caisses Desjardins du Québec.Mastercard® and World Elite® are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.* Trademark of Visa International Service Association and used under licence. The plan is free of charge if a minimum monthly account balance of $5,000.00 is maintained.Desjardins will charge no fees on withdrawals made from non-Desjardins ATMs affiliated with the Interac and PLUS networks. However, some ATM operators charge additional fees to use their machines. For more information, see the Guide to Service fees.For a minimum financing of $100,000.This line of credit is secured by a first-rank immovable hypothec (mortgage).For a minimum financing of $100,000. This line of credit is secured by a first-rank immovable hypothec (mortgage).Non-registered regular savings account linked to your everyday account.The basic safety deposit box is free of charge. A discount equal to the annual rental cost of the basic model will apply to the other models, subject to availability. To learn more about the rental fees, see the Service fees page.Current Desjardins credit cardholders enrolled in the offer to professionals must become holders of one of the eligible prestige cards to benefit from the sign-up bonus. For prestige cards, the sign-up bonus applies to the following scenarios: Odyssey Gold Visa to Cash Back World Elite Mastercard or Odyssey World Elite Mastercard. The sign-up bonus does not apply to the Cash Back World Elite card to the Odyssey World Elite card. Bonus does not apply to additional card fees.

You have 21 days from the date the monthly statement is issued to pay the full balance on your account without interest, except on cash advances. The minimum payment is 5% of the following: your outstanding balance, interest on purchases, monthly installments that were not paid by the due date for the previous period, regular purchases and cash advances from the current statement period, plus interest on cash advances. This amount will also include any other amounts due under your credit card contract.

For Cash Back World Elite Mastercard (annual fee: $100) or Odyssey World Elite Mastercard (annual fee: $130) or Odyssey Gold Visa (annual fee: $110), here are some examples of applicable interest for a 30-day billing cycle: If the regular annual interest rate is 20.9% and your average daily outstanding balance is $100, you'd be charged $1.72 in interest. If it's $500, you'd be charged $8.59 in interest, and if it's $1,000 you'd be charged $17.18 in interest. If the regular annual interest rate is 21.9% and your average daily outstanding balance is $100, you'd be charged $1.80 in interest. If it's $500, you'd be charged $9.00 in interest, and if it's $1,000 you'd be charged $18.00 in interest.Eligibility criteria for the Cash Back World Elite Mastercard and the Odyssey World Elite Mastercard card: a gross annual income of at least $80,000 for the primary cardholder, or a household income of $150,000.The bonus is equal to the value of your annual credit card fee, which is determined and paid out according to the rewards program associated with your card. For example, if the selected card is associated with the BONUSDOLLARS Rewards Program, the bonus will be paid in BONUSDOLLARS. Use of the bonus is subject to the rules of the applicable program. See the rewards program details for each card.The prime rate means the annual variable interest rate that the Fédération des caisses Desjardins du Québec sets from time to time, and from which it calculates the interest rate on loans granted in Canada in Canadian dollars.