Accounts and cash management
Learn about our accounts and cash management services and how they can benefit your business.
Current promotion
Accounts
Chequing accounts
Do your day-to-day transactions with a chequing account that meets your business needs.
Savings accounts
Earn interest on your business's extra cash and access it whenever you need.
Transaction plans
Choose a transaction plan for your Business Chequing Account and save on monthly fees.
Fees
See a breakdown of our fees for business account transactions and services.
Cash management
Accounts receivable
Easily receive payments from your customers with services like direct withdrawal and Remote Deposit Capture.
Accounts payable
Improve your cash flow by using our tools to streamline your payment process.
AccèsD Affaires and online services
Manage your business's finances quickly and easily whenever you want from your computer or mobile device.
Advice and resources
Get practical advice to help you meet your business objectives and make sound decisions.
FAQ
What are some cash management solutions?
There are many tools you can use to manage your business's cash flow, including:
- A spreadsheet that you create yourself
- Accounting software
- Online account management tools, like AccèsD Affaires
These solutions let you visualize your cash inflows and outflows, which helps you better manage your liquidity.
What are ways to improve cash flow management?
The key to improving your business's cash flow is good management of your accounts receivable and accounts payable. For example, you could optimize your account collection process so you get paid faster. You could also negotiate payment terms with your suppliers to gain more flexibility.
Contact us
Or have us call you when it's convenient.
The bonus offer applies to new deposits made to an Enhanced Investment Business Account during the period from March 24, 2026, to June 18, 2026. The promotional bonus rate applies only during the promotional period. As of June 19, 2026, the regular interest rate will apply. The offer applies only to eligible new deposits totalling less than $15 million per member or client. Other conditions may apply.
The bonus is intended for members of the Desjardins caisses of the Fédération des caisses Desjardins du Québec and Desjardins Ontario Credit Union. The rate bonus may be changed or end without notice. Desjardins also reserves the right, at its sole discretion, to suspend, disqualify, limit or revoke this bonus at any time for any holder of an eligible account if it discovers or believes that the holder is manipulating data or using improper or dishonest means to obtain a bonus.
The bonus cannot be combined with any other promotion or rate bonus. In the event of any discrepancy between these terms and conditions and the content of any document, brochure or promotional material about the bonus, these terms and conditions prevail.
The rate bonus applies only to eligible new deposits made to an eligible account. It is added to the current interest rate of each of your Enhanced Investment Business Accounts. These rates are annual and calculated daily. Interest is paid at the end of each month. The bonus is paid to the eligible account at the end of each month and on the day following the end of the promotion. If you make a deposit to an eligible account that was already open at the start of the bonus period, the bonus will be calculated based on the balance of that account as at March 24, 2026, at midnight. Any balance in excess of that initial balance will be considered an eligible deposit, provided the other conditions are met. If you open an eligible account during the bonus period and make a deposit, the initial balance is set at zero. Any balance in the account exceeding that amount will be considered an eligible deposit, provided the other conditions are met.