Choose your settings

Choose your language

Mortgages

Get the financing you need with the help of our products, calculators and rates. Looking to buy, sell or renovate a home? Get support every step of the way with DuProprio®, Confia® and RenoAssistance™.

Special mortgage rates

4-year closed fixed-rate mortgage1

4.64%

This rate stays the same for 4 years.

5-year closed fixed-rate mortgage1

4.64%

This rate stays the same for 5 years.

5-year closed reduced variable rate mortgage1

4.60%

This rate varies with our prime rate2, but maintains a rate spread guaranteed for 5 years.

See our mortgage rates3 and their key features so you can pick a mortgage tailored to your needs.

See all mortgage rates

What do you want to do?

Get pre-approved

Apply for pre-approval to lock in your rate and see how much you can borrow.

Get pre-approved.

Renew your mortgage

Choose among our customized options and renew your mortgage quickly and easily.

Renew your mortgage.

Transfer your mortgage to us

Get a mortgage that fits your situation and needs. You could even get $1,200 cash back by switching your mortgage over to us.

Cash back
Transfer your mortgage to us.

Mortgage products

Mortgages

Learn the basics so you can choose the mortgage option that's right for you.

See our mortgages

Versatile Line of Credit

Carry out your goals with a financing option that combines the benefits of a mortgage and a home equity line of credit.

Discover the Versatile Line of Credit.

Your home­buying plans

Buying a home

Learn the steps involved in buying a home and see how you could get up to $4,000 in cash back.

Cash back
Learn more about buying your first home.

Buying a second home

Learn all about buying and financing a second home.

See our tips for buying a second home.

Get help with a down payment on your first home

Home Buyers' Plan (HBP)

Tax-Free First Home Savings Account (FHSA)

Explore our services for homeowners

Get support to buy, sell, renovate, fix or build your home.

DuProprio

Sell a house or condo without an agent and save the commission.

Learn more about DuProprio. External link.

Confia

Team up with a real estate broker to buy or sell your home.

Learn more about Confia. External link.

RenoAssistance

Connect with a network of 360°  Verified Contractors for your renovation or construction project.

Learn more about RenoAssistance. External link.

Want to sell your home?

Save $250 on the DuProprio Gold Package4 until September 14, 2025. When you purchase this package, you:

  • Increase visibility for your listing
  • Get advice from a professional team
  • Save the commission
Save with DuProprio External link.

Get the most out of your mortgage

Refinan­ce your mortgage

Use the value of your home to borrow new money for other projects.

Learn more about refinancing.

Pay off your mortgage faster

There are a few ways to pay off your mortgage faster, like increasing the amount of your payments.

See how to pay off your mortgage faster.

Insure your mortgage and home

Loan Insurance

Protect your mortgage so you and yours can rest easy if something happens.

Learn more about Loan Insurance

Home insurance

Whether you own a house, condo or a second residence, insure your home and belongings against fire, theft and water damage.

Learn more about home insurance

Manage your mortgage online

AccèsD is an easy, fast and secure tool you can use to plan the purchase of your first home. Use it anywhere, anytime!

Log in to AccèsD

Download the Desjardins mobile services app

Get expert advice from our mortgage represen­tatives

Take advantage of our team's personalized and flexible support for all your mortgage financing needs. Our representatives can meet you at your preferred location and on your schedule, including weekends and evenings.

Find a mortgage representative

Contact us

By phone

Monday to Friday: 8 AM to 9 PM
Saturday: 9 AM to 6 PM

Montreal area:
514-745-9499 Montreal-area mortgage services. This link opens your phone app.

Elsewhere in Canada:
1-844-626-2476 Canada-wide mortgage services. This link opens your phone app.

We can also call you when it's convenient.

Schedule a call with the mortgage financing team.
DUPROPRIO® is a trademark owned by 4523024 Canada Inc., doing business as DuProprio, used with permission. Confia® is a trademark of EspaceProprio Inc., used with permission. Confia is a real estate agency. RenoAssistanceTM is a trademark of RénoAssistance Inc., used with permission. The small house logo is a registered trademark of the Fédération des caisses Desjardins du Québec. You must meet the eligibility criteria to receive the promotion.The Desjardins prime rate was previously called the Caisse centrale Desjardins prime rate.Rates are subject to change without notice. Unless otherwise indicated, they may vary according to factors such as your financial history or the purpose of your loan.

Rates may differ if your amortization is over 25 years. Contact an advisor for more information.

Interest rates are recommended by the Fédération des caisses Desjardins du Québec to all its caisses.Offer valid until September 14, 2025, inclusive. The package must be purchased by 11:59 PM on September 14, 2025, and the listing must be posted online by November 30, 2025. Applies to the Gold Package at regular price ($1,949.95 plus applicable taxes) only. This offer cannot be applied retroactively to packages purchased before August 25, 2025. This offer is non-exchangeable and non-transferable and cannot be combined with any other offer or promotion.