The Fédération des caisses Desjardins du Québec and the Desjardins Group subsidiaries participating in this site (hereinafter called "Desjardins") are subject to federal and provincial laws regarding the protection of personal information, namely the Personal Information Protection and Electronic Documents Act and the Act Respecting the Protection of Personal Information in the Private Sector. Desjardins takes privacy issues very seriously and has developed policies and procedures to ensure the confidentiality of information that relates to you personally.