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Offer for medical specialists

Enjoy benefits on financial products and services tailored to your needs.

To claim your offer, book an appointment at Caisse Desjardins du Réseau de la Santé or at a caisse or branch near you.

Find a caisse or branch

Benefits for medical specialists

Everyday account and credit card bundle for $125/year

Get up to 3 accounts with unlimited regular transactions.1 Choose from our credit cards with BONUSDOLLARS® or cash back rewards.

Lines of credit at reduced rates

Get a special rate on our Personal Line of Credit or Versatile Line of Credit2 to make your goals a reality.

Business solutions

Streamline your business operations and get deals on solutions designed for professionals like you.

Are you eligible?

This offer is for you if you meet any of the following criteria:

  • You’re in an eligible profession.
  • You were in an eligible profession and are now retired.
  • You’ve graduated and are doing an internship in an eligible profession.

Accepted proof of eligibility

  • Member card from a professional order or association, if applicable
  • Employment letter
  • Pay slip
  • Proof of internship for graduates
  • Any other relevant documentation

Not eligible?

Check out our transaction plans, credit cards, loans and lines of credit and find the financial products that are right for you.

Everyday account and credit card bundle for $125 a year

Accounts with unlimited regular transactions

Get up to 3 accounts for your transaction needs, including a main account in Canadian dollars, an additional account in Canadian or US dollars and a business account, if applicable.

All 3 accounts must be held at the same caisse or branch.

Included with the main account

  • Unlimited transactions on the everyday account
  • Unlimited transactions on the non-registered regular savings account3
  • No withdrawal fees from us at ATMs affiliated with the Interac® network in Canada and the PLUS* network abroad4
  • Certified cheques and drafts
  • Discounted safety deposit box rental5
  • Monthly return of online cheque images

Included with the additional account

  • Unlimited regular transactions

Have your own business?

Included for businesses without financing or with financing of under $1,000,000
  • A no-fee business account with unlimited regular transactions
  • Coins and items deposited

Cash back or rewards credit card

Pick 1 of 4 eligible cards67 and get travel insurance8 for you and your family as well as rewards in the form of BONUSDOLLARS or cash back.

To get the Odyssey® Visa Infinite Privilege* card, an additional $150 will apply per year to the $125 fee, for an annual total of $275.

Odyssey® World Elite® Mastercard®

Overview
Credit card with generous rewards and travel perks
Your benefit
Card included in the offer
Learn more about Odyssey World Elite Mastercard

Odyssey® Gold Visa*

Overview
Rewards credit card with comprehensive travel insurance
Your benefit
Card included in the offer
Learn more about Odyssey Gold Visa

Cash Back World Elite® Mastercard®

Overview
Our credit card with the most cash back
Your benefit
Card included in the offer
Learn more about Cash Back World Elite Mastercard

Odyssey® Visa Infinite Privilege*

Overview
Our credit card with the most travel perks and rewards
Your benefit
Discounted annual fee of $150
Learn more about Odyssey Visa Infinite Privilege

Lines of credit at reduced rates

Personal Line of Credit

With a Personal Line of Credit, get a set amount you can use for expenses big and small.

Your rate: Prime rate9 of 4.70% − 0.25%

Learn more about the Personal Line of Credit

Versatile Line of Credit

With our Versatile Line of Credit, you can use some of the equity from the home you own and occupy to carry out home renovations.2

Your rate: Prime rate9 of 4.70% − 0.25%

Learn more about the Versatile Line of Credit

Benefits for your business

Specialized financing solutions

Get advice from a team of experts in the healthcare field as well as other perks:

  • Preferred interest rates on financing for your practice
  • Up to 100% financing for buying equipment, improving facilities or increasing traffic, subject to certain conditions

Contact us to see if you’re eligible.

Payment solutions

Enjoy an exclusive offer10 from our partner Global Payments for all your payment needs:

  • $300 off when you open a new Global Payments account
  • Up to $75 off when you buy 2 or more types of products
  • Up to $150 off per terminal when you buy 2 or more terminals
  • Free access to account management and analytics tools

Employer solutions

Our employer solutions have exactly what you need to take care of your employees.

Book an appointment to claim your offer

At a caisse or branch near you

Find a caisse or branch

At Caisse Desjardins du Réseau de la santé

Monday to Friday: 6 AM to 9 PM
Saturday and Sunday: 8 AM to 6 PM 

Montreal area:
514-522-4773 This link opens your phone app.

Elsewhere in Canada:
1-877-522-4773 This link opens your phone app.

The Distinctive offer is available upon request and is subject to change without notice at any time. Your new benefits will apply upon your request. Certain conditions apply. All financing and credit card applications are subject to credit approval. Conditions apply to all products and services. Global Payments and the Global Payments logo are trademarks of Global Payments Inc. and may not be copied, imitated or used, in whole or in part, without prior written consent. Interac® is a registered trademark of Interac Corp. Used under licence. BONUSDOLLARS ® is a registered trademark of the Fédération des caisses Desjardins du Québec. Odyssey® is a registered trademark of the Fédération des caisses Desjardins du Québec.Mastercard® and World Elite® are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.* Trademark of Visa International Service Association and used under licence. Additional fees of $1.50, $3.00 or $5.00 may apply to withdrawals made from non-Desjardins ATMs affiliated with the Interac and PLUS networks. Some ATM operators also charge their own fees to use their machines. They must notify you via an on-screen message before processing the transaction, so you can choose to cancel the transaction. These fees are added to the amount of the withdrawal and are paid directly to the ATM operator. For more information, see the Service fees page.For a minimum financing of $100,000.This line of credit is secured by a first-rank immovable hypothec (mortgage).For a minimum financing of $100,000. This line of credit is secured by a first-rank immovable hypothec (mortgage).Non-registered regular savings account linked to your everyday account.Desjardins will charge no fees on withdrawals made from non-Desjardins ATMs affiliated with the Interac and PLUS networks. However, some ATM operators charge additional fees to use their machines. For more information, see the Guide to Service fees.The basic safety deposit box is free of charge. A discount equal to the annual rental cost of the basic model will apply to the other models, subject to availability. To learn more about the rental fees, see the Service fees page.

You have 21 days from the date the monthly statement is issued to pay the full balance on your account without interest, except on cash advances. The minimum payment is 5% of the following: your outstanding balance, interest on purchases, monthly installments that were not paid by the due date for the previous period, regular purchases and cash advances from the current statement period, plus interest on cash advances. This amount will also include any other amounts due under your credit card contract.

For Cash Back World Elite Mastercard (annual fee: $100) or Odyssey World Elite Mastercard (annual fee: $130) or Odyssey Gold Visa (annual fee: $110), here are some examples of applicable interest for a 30-day billing cycle: If the regular annual interest rate is 20.9% and your average daily outstanding balance is $100, you'd be charged $1.72 in interest. If it's $500, you'd be charged $8.59 in interest, and if it's $1,000 you'd be charged $17.18 in interest. If the regular annual interest rate is 21.9% and your average daily outstanding balance is $100, you'd be charged $1.80 in interest. If it's $500, you'd be charged $9.00 in interest, and if it's $1,000 you'd be charged $18.00 in interest.

For the Desjardins Odyssey Visa Infinite Privilege (annual fee: $295 for Desjardins members or $395 for non-members), here are some examples of applicable interest for a 30-day billing cycle: If the regular annual interest rate is 11.9% and your average daily outstanding balance is $100, you’d be charged $0.98 in interest. If it’s $500, you’d be charged $4.89 in interest, and if it’s $1,000 you’d be charged $9.78 in interest. If the regular annual interest rate is 12.9% and your average daily outstanding balance is $100, you’d be charged $1.06 in interest. If it’s $500, you’d be charged $5.30 in interest, and if it’s $1,000, you’d be charged $10.60 in interest.

Eligibility criteria for the Cash Back World Elite Mastercard and the Odyssey World Elite Mastercard card: a gross annual income of at least $80,000 for the primary cardholder or a household income of $150,000. Eligibility criteria for the Odyssey Visa Infinite Privilege: a gross annual income of $150,00 for the primary cardholder or a household income of $200,000.Insurance coverage applies to you, your spouse, and your dependent children and grandchildren. Your spouse and dependent children must accompany you throughout the trip to be covered by the travel insurance. If you’ll be taking a longer trip, you must take out extended coverage with the same insurer to get your free days of coverage. Insurance coverage is underwritten by Desjardins Financial Security Life Assurance Company. This document is for information purposes only. Certain conditions and restrictions apply. For more information, see the insurance policy.The prime rate means the annual variable interest rate that the Fédération des caisses Desjardins du Québec sets from time to time, and from which it calculates the interest rate on loans granted in Canada in Canadian dollars.Savings and discounts are based on each client’s individual profile and are subject to eligibility conditions. They are subject to change without notice.