Wholesalers and retail store insurance
Request a quote for your retail store or wholesale business. We’re here to help you find the best insurance for your needs.
By phone
Monday to Friday: 8 AM to 8 PM
Saturday: 8 AM to 4 PM
Types of businesses we insure
Here are some examples of the businesses or sectors we insure:
Retailers
- Convenience stores
- Pharmacies
- Grocery stores and supermarkets
- Specialty stores (like florists, pet stores, bookstores)
Wholesalers
- Food distributors
- Household goods and personal effects
- Building materials and supplies
Retail store and wholesale business insurance coverages
Protect your business against loss or damage due to incidents, such as an accident or legal action.
Included coverages
Commercial property
Covers physical damage to your building or its contents (such as an outdoor sign, merchandise or equipment)
Equipment breakdown
Covers the sudden and accidental breakdown of equipment on the insured premises (including electrical, mechanical and electronic equipment such as an air conditioning unit, furnace or elevator)
Loss of income
Covers a loss of income due to a temporary closure after a covered incident (like water damage or a fire)
Dishonesty, disappearance and destruction
Covers losses due to fraud, such as money theft, stolen goods, counterfeit money or embezzlement by an employee
Business liability
Covers losses resulting from claims or legal action by third parties who sustained bodily injury, property damage or other accidental harm (such as an employee who falls on the premises)
Property in transit
Covers loss or damage to property being transported, such as merchandise, equipment, tools or property of others for which you may be held liable
Optional coverages
- Product withdrawal costs: Covers expenses (like communication fees and employee overtime) to recall products due to defects, deficiencies or inadequacies that create a dangerous condition
- Water damage coverages: Cover damage caused by a flood, sewer backup or roof water, for example
- Cyber risks: Covers certain losses due to a cyberattack or data breach
- Earthquake: Covers damage caused by an earthquake or other earth movements resulting from an earthquake such as an avalanche or landslide
Get a commercial insurance quote
By phone
Monday to Friday: 8 AM to 8 PM
Saturday: 8 AM to 4 PM