Wholesalers and retail store insurance

Covers physical damage to your building or its contents (such as an outdoor sign, merchandise or equipment)

Covers the sudden and accidental breakdown of equipment on the insured premises (including electrical, mechanical and electronic equipment such as an air conditioning unit, furnace or elevator)

Covers a loss of income due to a temporary closure after a covered incident (like water damage or a fire) 

Covers losses due to fraud, such as money theft, stolen goods, counterfeit money or embezzlement by an employee

Covers losses resulting from claims or legal action by third parties who sustained bodily injury, property damage or other accidental harm (such as someone who accidentally falls on the premises)

Covers loss or damage to property being transported, such as merchandise, equipment, tools or property of others for which you may be held liable

Covers expenses (like communication fees and employee overtime) to recall products due to defects, deficiencies or inadequacies that create a dangerous condition