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Insurance for your professio­nal services or beauty care business

Request a quote for your professional services or beauty care business. We’re here to help you find the best insurance for your needs.

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Types of businesses we insure

Here are some examples of the businesses or sectors we insure:

Professional services 

  • Accounting and finance
  • Legal services
  • Janitorial and cleaning
  • Consulting

Beauty care

  • Barber shops
  • Hair salons
  • Beauty parlours
  • Nail care

Professional services and beauty care business insurance coverages

Protect your business against loss or damage due to incidents, such as an accident or legal action.

Included coverages

Commercial property

Covers physical damage to your building or its contents (such as salon equipment, furniture or office supplies)

Equipment breakdown

Covers the sudden and accidental breakdown of equipment on the insured premises (including electrical, mechanical and electronic equipment such as an air conditioning unit, special equipment or IT system)

Loss of income 

Covers a loss of income due to a temporary closure after a covered incident (like water damage or a fire)

Dishonesty, disappearan­ce and destruction

Covers losses due to fraud, such as money theft, or embezzlement by an employee

Business liability

Covers losses resulting from claims or legal action by third parties who sustained bodily injury, property damage or other accidental harm (such as an employee who falls on the premises)

Optional coverages

  • Professional liability (also called “errors and omissions”): Covers your business in the event of an error, omission or negligence that resulted in financial loss
  • Water damage coverages: Cover damage caused by a flood, sewer backup or roof water, for example 
  • Earthquake: Covers damage caused by an earthquake or other earth movements resulting from an earthquake such as an avalanche or landslide
  • Cyber risks: Covers certain financial losses due to a cyberattack or data breach
See our business property and liability insurance

We insure commercial vehicles, too

See our coverage options for commercial vehicles, including trucks, pickups, SUVs and tool trailers.

Learn more about commercial vehicle insurance

Financial solutions for your professional services or beauty care business

Explore our solutions designed to take your business to the next level. Get guidance from our team of specialists.

See our financial solutions for your professional services or beauty care business.

See our other insurance options

Automobile, property and business insurance products are underwritten by Certas Home and Auto Insurance Company.
The information on this page is provided for informational purposes only. The terms and conditions of the coverages described are set out in the insurance policy, which always prevails. Certain conditions, exclusions and limitations may apply. Savings and discounts are based on each client's individual profile and are subject to eligibility conditions. Rates and discounts are subject to change without notice.