Rates and returns – Interest rates on accounts and on savings and investment products
Have a look at the interest rates for our loans, lines of credit, credit cards, foreign currencies, and savings and investment products. Select the option you'd like to explore.
Current rates on June 21, 2025
Loans, lines of credit and credit cards
Foreign exchange rates
Savings and investmentOur current offers and promotional rates
Promotional rate
Online term savings.
Until July 9, 2025, purchase or renew eligible Term S@vings on AccèsD to get this rate.
Get this offerfor Online term savings.
Promotional rate
Online term savings.
Until July 9, 2025, purchase Convertible Term Savings at a caisse or branch or by phone to get this rate. This offer is only valid for new deposits from other financial institutions.
Book an appointmentto purchase Convertible Term Savings.Featured Term S@vings
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16 months3.10%
Featured savings accounts
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Savings Account0.75%
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TFSA – Savings Account0.45%
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FHSA – Savings Account2.50%
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RRSP – Savings Account0.75%
See rates for savings accounts and chequing accounts
Other savings products
- Term Savings
- Enhanced Savings Plan (formerly My Savings Plan)
- Redeemable Climbing-Rate Term Savings
- Regular Income Term Savings
- Personalized Annuity RRIF/LIF Term Savings
Investment products
- Rate subject to change without notice. This promotional offer is valid only for non-redeemable Term S@vings products purchased or renewed online between May 7 and July 9, 2025, at 9 PM (Eastern Time). This offer may change or end at any time without notice. Other conditions apply.
- Rate subject to change without notice. This promotional offer is valid only for Convertible Term Savings purchased at a caisse or branch or by phone between May 7 and July 9, 2025, at 9 PM. This offer is only available for new deposits originating from outside of Desjardins. The offer may be modified or terminated at any time without prior notice. Additional terms and conditions apply.