Rates and returns – Interest rates on accounts and on savings and investment products
Have a look at the interest rates for our loans, lines of credit, credit cards, foreign currencies, and savings and investment products. Select the option you'd like to explore.
Current rates on July 16, 2024
Loans, lines of credit and credit cards
Foreign exchange rates
Savings and investmentOur current offers and promotional rates
Guaranteed investment promo - Globally Diversified
2.06% guaranteed annual return, plus an unlimited potential return
Get a guaranteed investment promo - Globally Diversified for a 4-year term before July 22, 2024. This offer may change or end at any time without notice.
Get this offerfor the guaranteed investment promo - Globally Diversified.FHSA introductory rate
Open a first home savings account (FHSA) and watch your savings grow with this limited-time interest rate. Note that the rate is subject to change without notice.
Open an FHSAFeatured Term S@vings
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2 years4.30%
Featured savings accounts
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Savings Account1.70%
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TFSA – Savings Account0.85%
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Introductory promotional rate FHSA – Savings Account5.00%
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RRSP – Savings Account1.70%
See rates for savings accounts and chequing accounts
Other savings products
- Term Savings
- Enhanced Savings Plan (formerly My Savings Plan)
- Redeemable Climbing-Rate Term Savings
- Regular Income Term Savings
- Personalized Annuity RRIF/LIF Term Savings
Investment products
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If you use AccèsD to purchase a Promo Guaranteed Investment – Globally Diversified by July 22, 2024, you'll get an annual guaranteed rate of return of 2.06% and an unlimited potential return. To take advantage of the offer, select Get this product.
Information on MLGI rates of return is provided for your information only. This information may be subject to change at any time without notice. Desjardins cannot guarantee the accuracy of this information. Before investing, you should read the Investment Agreement. In the event of a discrepancy between this site and the Investment Agreement, the Investment Agreement will prevail.
The return may be nil at maturity. However, your capital and annual guaranteed return are guaranteed at maturity. This product is redeemable or convertible once a year, after the third year, during prescribed periods and in compliance with terms stipulated in the Investment Agreement. Redemption or conversion value may be less than the capital invested. Conversion value is greater than redemption value because members continue to hold a Desjardins Market-Linked Guaranteed Investment.
- Certain conditions apply.