Rates and returns – Interest rates on accounts and on savings and investment products

Have a look at the interest rates for our loans, lines of credit, credit cards, foreign currencies, and savings and investment products. Select the option you'd like to explore.

Current rates on August 22, 2025

Our current offers and promotional rates

Promotional rate

Online term savings.

  • 3.35% for a 34-month term
  • 3.10% for a 17-month term

Until September 17, 2025, purchase or renew eligible Term S@vings on AccèsD to get this rate.

Get this offerfor Online term savings.
Promotional offer

Promo Quebec MarketLever Guaranteed Investment 4 years

Maximum annual return of 5.53%

Until September 22, 2025, get a maximum annual return of 5.53% with the Promo Quebec MarketLever Guaranteed Investment (4-year term).

Get this offerfor the Promo Quebec MarketLever Guaranteed Investment.

Featured Term S@vings

  • 34 months
    3.35%
  • 17 months
    3.10%

See rates for Term S@vings

Featured savings accounts

  • Savings Account
    0.75%
  • TFSA – Savings Account
    0.45%
  • FHSA – Savings Account
    2.50%
  • RRSP – Savings Account
    0.75%

See rates for savings accounts and chequing accounts

Other savings products

Investment products

  1. Rate subject to change without notice. This promotional offer is valid only for non-redeemable Term S@vings products purchased or renewed online between July 18 and September 17, 2025, at 9 PM (Eastern Time). This offer may change or end at any time without notice. Other conditions apply.
  2. Information on MLGI rates of return is provided for your information only. This information will vary and may be subject to change at any time without notice. Desjardins cannot guarantee the accuracy of this information. Before investing, you should read the investment agreement, which can be found at www.desjardins.com/mlgi. In the event of a discrepancy between this site and the investment agreement, the investment agreement will prevail. Variable return may be nil at maturity. Your capital is always guaranteed at maturity. This product is redeemable or convertible once a year, after the 3rd year, during prescribed periods and in compliance with terms stipulated in the investor agreement. Redemption or conversion value may be less than the capital invested. Conversion value is greater than redemption value because you continue to hold a Desjardins Market-Linked Guaranteed Investment.