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U.S. Dollar Term Savings

Put your US dollars in an investment that guarantees your principal and returns. If you're a Desjardins member, book an appointment on AccèsD to invest in U.S. Dollar Term Savings.

Not a member? Schedule a call to book an appointment.

Rate type

Fixed

Terms available

30 days to 5 years

Redeemability

Fully or partially redeemable with a 1-year term

Why choose U.S. Dollar Term Savings?

Guaranteed principal and interest

The money you invest is guaranteed and earns interest at a fixed rate.

Competitive interest rates

Get a competitive rate for your savings in US dollars, depending on the term you choose. 

Offset currency fluctuations

Better protect your money from market fluctuations or changes in the economy.

Eligible account

Plan or accountMinimum investment
Non-registeredUS$5,000

Investment calculator

Our calculator lets you see how much your investment will be worth at the end of its term.

More information

Deposit insurance coverage

Your investment is eligible for deposit insurance, up to a certain limit.

Learn more about deposit insurance.

Eligible for member dividends

Term savings are included when calculating your member dividends, if your caisse or credit union pays them.1

Learn more about this investment's eligibility for member dividends.

Book an appointment to invest in term savings

On AccèsD

Book an appointment on AccèsD if you're a member, and meet with an advisor online, in person or over the phone.

By phone

Elsewhere in Canada:
1-800-224-7737 This link opens your phone app. (1-800-CAISSES)

Or we can call you when it's convenient.

Other term savings options

Rates subject to change without notice. For a caisse to pay member dividends, 2 conditions must be met: Desjardins Group must have the financial capacity to pay member dividends. Members of the caisse must decide that it will pay member dividends. Members attending the caisse's annual general meeting decide how to distribute their surplus earnings, in accordance with all applicable legal requirements.