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U.S. Dollar Term Savings

Put your US dollars in an investment that guarantees your principal and returns. If you're a Desjardins member, book an appointment on AccèsD to invest in U.S. Dollar Term Savings.

Not a member? Schedule a call to book an appointment.

Rate type

Fixed

Terms available

30 days to 5 years

Redeemability

Fully or partially redeemable with a 1-year term1

Why choose U.S. Dollar Term Savings?

Guaranteed principal and interest

The money you invest is guaranteed and earns interest at a fixed rate.

Competitive interest rates

Get a competitive rate for your savings in US dollars, depending on the term you choose. 

Offset currency fluctuations

Better protect your money from market fluctuations or changes in the economy.

Eligible account

Plan or accountMinimum investment
Non-registeredUS$5,000

Investment calculator

Our calculator lets you see how much your investment will be worth at the end of its term.

More information

Deposit insurance coverage

Your investment is eligible for deposit insurance, up to a certain limit.

Learn more about deposit insurance.

Eligible for member dividends

Term savings are included when calculating your member dividends, if your caisse or credit union pays them.2

Learn more about this investment's eligibility for member dividends.

Book an appointment to invest in term savings

On AccèsD

Book an appointment on AccèsD if you're a member, and meet with an advisor online, in person or over the phone.

By phone

Elsewhere in Canada:
1-800-224-7737 This link opens your phone app. (1-800-CAISSES)

Or we can call you when it's convenient.

Other term savings options

Rates subject to change without notice. Redemption in whole or in part is possible at all times. This transaction is free of charge. Partial redemption must be at least US$1,000 with a remaining balance of at least US$5,000. No interest is paid if a redemption is done in the first 30 days.Pour que la caisse verse une ristourne, il y a 2 conditions : le Mouvement doit avoir la capacité financière de verser une ristourne et les membres de la caisse doivent avoir décidé de ristourner. Ce sont les membres en assemblée générale annuelle qui décident du versement des ristournes et du versement d'une partie des excédents au Fonds d'aide au développement du milieu, le tout en conformité avec les exigences légales applicables.