Home and car insurance discounts and savings
Discover our savings for a better price on your home and car insurance.
With a local Desjardins Agent
For personalized advice and coverage tailored to your needs, work with a Desjardins Agent.
Bundle your insurance and save
Pay less for your home insurance when you insure your car and home with us.
- Homeowners save up to 10%
1 - Condo owners and tenants save up to 15%
You also get Desjardins legal assistance and the Trouble-Free Option® for free.
Car insurance savings and discounts
Zero Violations
Have a clean driving record? Save up to 10% if you've had no traffic violations in the last 3 years.
Young Drivers
Are you 30 or under? You can save on your car insurance.
Are you 25 or under and a caisse member? Get free Desjardins Roadside Assistance.
Multi-Vehicle
Not insured with us yet?
Save up to $350 when you insure 2 or more cars with us.
Have 2 or more cars?
Get 15% off for each insured car, 50% off the Trouble-Free Option and free Desjardins legal assistance.
Have a car and a recreational vehicle?
Get 10% off for each recreational vehicle you insure with us.
Save more with Ajusto
Ajusto® is the best way to get a more personalized car insurance premium. Sign up for this free program if you want a price that reflects your driving behaviours and habits.
Get a 10% sign-up discount on your premium for the first 6 months after you enroll.
Home insurance savings and discounts
Alarm system
Save up to 10% if you have a centrally monitored fire and burglar alarm system installed in your home.
Claims-free
Save up to 20% if you don't have any home insurance claims on file.
LEED-certified buildings
Save up to 10% on your insurance if your home is LEED® (Leadership in Energy and Environmental Design) certified.
Water damage prevention
See how much you could save when you install one of these prevention systems:
- A leak detection system with an automatic water shutoff valve: save up to 10% on your home insurance
- Leak detectors connected to a central monitoring system: save up to 5% on your home insurance (you need at least 5 detectors to be eligible)
- A pneumatic backflow system to prevent sewer backups: save up to 10% on the ground water and sewer backup optional coverage
Get a quote
Request a quote to get a price. Your premium includes the discounts you’re eligible for!
Online
Already have insurance with us? Log in to your Online Services to get an even more personalized quote.
With a local Desjardins Agent
For personalized advice and coverage tailored to your needs, work with a Desjardins Agent.
Our tips to lower your insurance
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Topic: Insurance 8 tips to lower your car insurance premium
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Topic: Insurance Is tenant insurance too expensive?