Who qualifies as a young farmer?
Young farmers are entrepreneurs under the age of 40 who are starting or taking over an agriculture business.
Our products and services for new farmers
Whether you’re starting a new farm or taking control of an existing one, we have specialized solutions to help you reach your goals.
Customized financing solutions
We offer financing options tailored to your unique situation and needs.
- Flexible repayment terms
- Financing tailored to your goals, whether you’re starting or taking over a farm business
- Preferred rates for 3 years
1
Visa Business Freedom Solutions package
This 3-in-1 financing package includes a credit card, line of credit and up to $100,000 in custom financing.
Term loan
Secure financing for your next major business goal to help grow your farm.
Business management solutions
Equip yourself with the right tools to keep your business running smoothly.
Payment solutions
Take advantage of an exclusive deal on Global Payments payment solutions, including a $150 discount when you open a new account.
Online services
Conveniently manage your farm’s finances online or in our mobile app.
Solutions for employers
Take care of your employees and streamline HR management processes with flexible and affordable solutions.
Insurance for peace of mind
Protect your business and ease the financial burden on your loved ones in the face of unexpected events, like death or disability. We’re here to support you every step of the way.
Tools for starting a business
Launching or taking over a business requires careful planning and organization. Use these tools to refine your business idea, draft your business plan and secure funding.
Startup toolkit for agriculture and agri-food businesses
The Quebec Reference Centre for Agriculture and Agri-food (CRAAQ) offers resources for every stage of your business journey. Access planning materials, funding information and expert advice to ensure long-term success.
Business plan templates
Writing a formal business plan is essential for starting and financing your farm business. The Financière agricole du Québec has sample plans to get you started.
Solutions for a successful transfer
Planning to buy or inherit an existing farm?
Deals from our partners
Tap into our network of trusted partners to access specialists and exclusive discounts.
We understand your needs
Supporting young local entrepreneurs is at the heart of what we do. Thanks to our expertise in agricultural financing, we know the challenges you face across various production sectors. Our local account managers are nearby, ready to collaborate with you to ensure your success.
We’re active in the industry
Our commitment to the future of agriculture goes beyond financial services. We’re directly involved in many industry organizations that support the next generation of farmers. Here are some examples:
FAQ
Are there any grants for new farmers?
There are several subsidy and grant options for young farmers:
- The Financière agricole du Québec (FADQ) external link. has a Financial Support Program for Aspiring Farmers that grants up to $50,000 as well as a program that protects against interest rate hikes.
- The MAPAQ (in French only) external link. has several financial assistance programs to support the environment, productivity, local producers and more.
- Hydro-Québec offers funding to help cover the costs of energy-efficient products and equipment through its Efficient Solutions Program – Farming Component external link..
There are different programs available to help you buy quota, depending on your industry:
- Dairy enterprise startup assistance program external link. by the Producteurs de lait du Québec
- Startup assistance program for new egg farmers (in French only) external link. by the Fédération des producteurs d’œufs du Québec
- Quota program for young maple syrup producers external link. by the Producteurs et productrices acéricoles du Québec
See the directory of assistance programs for young farmers (in French only) external link. by the FRAQ and SCF Conseils to find more support programs.
How can new farmers access land?
There are several ways for young farmers to get help renting or buying farmland.
- The FIRA (in French only) external link offers lease-to-own and down payment solutions for next-generation farmers.
- The Fiducie agricole (in French only) external link is a land trust that acquires and leases farmland. This allows new farmers to establish themselves without having to invest in land.
Contact us
Contact your account manager for personalized assistance.
If you don't have an account manager, contact our team.