Transaction codes and what they mean
Find out what the different transaction codes mean.
Transaction code list and definitions
Refer to the definitions list of the 3-letter transaction codes you may find in your ATM and account statements. If you make a transaction at a caisse you're not a member of (inter-caisses), an "I" shows up before the code.
| Transaction code | Definition |
|---|---|
| ACB | AccèsD bill payment |
| ACC | Line of credit administration charge correction |
| ACP | Line of credit payment on the phone with AccèsD |
| ACT | Transfer between accounts |
| ADM | Service charges |
| ARC | Pre-authorized payment correction |
| ATC | ATM withdrawal correction |
| ATD | ATM deposit |
| ATI | Payment of a bill or money transfer to a credit card account |
| ATL | Display 10 most recent ATM transactions |
| ATP | ATM line of credit payment |
| ATQ | Fast cash ATM withdrawal |
| ATT | Transfer at a Desjardins ATM |
| ATW | ATM withdrawal |
| AV | Loan disbursement |
| BNU | Bonus: Desjardins BONUSDOLLARS rebate |
| CAM | Account maintenance charges |
| CAN | Purchase correction or refund correction cancellation |
| CC | Certified cheque |
| CCB | Bill payment at the counter (with fee) |
| CCQ | Cheque |
| CCR | Deposit through clearing |
| CEQ | Merchant equipment rental charges |
| CFT | Funds transfer charges |
| CGF | Business line of credit guarantee administration charges |
| CGR | Merchandise return credit |
| CHG | Canadian exchange rate on foreign ATM transaction |
| CHI | Life insurance premium on Everyday Transaction Account |
| CHQ | Cheque |
| CIL | Capitalized interest on loan |
| CLS | Closing of account |
| CLX | Irregular loan or line of credit closing |
| CMA | Business line of credit administration charges |
| CNL | NSF loan charges |
| CNS | NSF cheque charges |
| COP | Loan or line of credit file - opening charges |
| CR | Miscellaneous in-caisse deposit |
| CRC | Correction for in-caisse deposit |
| CRL | Loan or line of credit renewal charges |
| CRN | Returned item charges |
| CSC | Complementary service charges |
| CTX | Merchant transaction charges |
| DAB | Bill payment made through an AccèsD Services advisor |
| DCA | CAPSS insurance reimbursement for health care expenses |
| DCC | Merchant credit card transaction deposit |
| DCH | Member dividends on administrative charges |
| DDC | Direct deposit correction |
| DET | Deposit - transfer from other institution |
| DIC | Direct deposit correction |
| DIR | Direct deposit |
| DIV | Member dividends on social capital |
| DMD | Desjardins mobile deposit |
| DPC | Deposit prepaid purchase card |
| DPD | Merchant direct payment deposit |
| DR | Miscellaneous in-caisse withdrawal |
| DRC | Correction for in-caisse withdrawal |
| DTV | Deposit - overdraft transfer from credit card |
| DW | Preauthorized payment |
| DWC | Direct withdrawal correction |
| DWT | Direct withdrawal - Transfer (e.g., investment) |
| EDI | EDI payroll payment |
| FIX | Fixed service charges |
| FWD | Deposit carried forward |
| GFC | Line of credit guarantee monitoring charge correction |
| GST | Federal sales tax on merchant equipment rental |
| HS | Payroll deduction |
| HSA | Payroll deduction |
| HSC | Payroll deduction correction |
| IDD | Direct deposit |
| IDF | Direct deposit |
| IFT | International funds transfer |
| INC | Interest correction |
| INT | Interest on Everyday Transaction Account |
| IPS | Interest permanent or capital shares |
| LCD | Deposit from line of credit |
| MCD | Mobile cheque deposit |
| MEQ | Direct Deposit from the Ministère de l'éducation du Québec |
| NBD | Deposit at the counter |
| NCB | Bill payment at the counter (no fee) |
| ODC | Overdraft interest charges |
| OLD | Direct deposit |
| OPN | Opening of account |
| PAP | Preauthorized purchase |
| PAW | Preauthorized withdrawal (ex: investments) |
| PMT | Loan payment at the counter |
| PRC | Desjardins Prepaid Rechargeable Card |
| PRT | Provincial sales tax on merchant equipment rental |
| PPC | Personalized bill payment correction |
| PUR | Purchase |
| PWL | Purchase with withdrawal |
| RAE | Student advance repayment |
| REB | Member dividends on savings and loans |
| REC | Principal payment on line of credit (counter, ATM or AccèsD) |
| RIC | Principal and interest payment on line of credit (counter, ATM or AccèsD) |
| RRC | Principal and interest payment in arrears |
| RSI | Life insurance premium on Regular Savings Account |
| RTN | Returned cheque |
| RTR | Reset transfer - Fédération des caisses Desjardins du Québec account |
| SAL | Salary |
| SAT | Shared ATM transfer |
| SCD | ATM withdrawal (ATM of another institution) |
| SCH | Special cheque from line of credit |
| SCI | Life insurance premium on social capital |
| SEM | Multiproject Option service charges |
| SHI | Interest on social capital |
| SL | Direct deposit |
| SLC | Direct deposit correction |
| SSI | Interest on surplus shares |
| SVI | Interest on Regular Savings Account |
| TAL | Automatic loan or line of credit payment |
| TAM | Transfer of matured term savings account |
| TAP | Periodic transfer to or from term savings account |
| TDA | Transfer between accounts through an AccèsD Services advisor |
| TDI | Interest on term savings account |
| TF | Transfer between folios |
| TFC | Inter-Caisse or inter-institution transfer |
| TFF | Transfer between folios |
| TFI | Inter-Caisse or inter-institution transfer |
| TIC | Inter-currency transfer |
| TMO | Manual transfer at the counter |
| TR | Automatic transfer within same folio |
| TSI | Life insurance premium on term savings account |
| TTP | Transfer - Retirement products |
| TTR | Transfer between accounts in same folio at the counter |
| WBT | Transfer to Desjardins folio from other institution |
| WD | Withdrawal at the counter |
| WDT | Withdrawal - Money transfer to credit card |
| WGC | CAN-ACT government remittance |
| WGT | GST-QST government remittance |
| WIT | Transfer to or from Build-Up Savings Account |
| WMT | Withdrawal - Money transfer to folio |
| WMT | Deposit - Money transfer |
| WMT | Withdrawal - Interac e-Transfer® transfer |
| WMT | Deposit - Interac e-Transfer transfer |
| WNT | Sending Interac e-Transfers |
| WRT | Accepting Interac e-Transfers |
| WPP | Personalized Bill Payment |
| WPT | Transfer from line of credit to Everyday Transaction Account |
| WVD | Money transfer from credit card |
| WWB | Bill payment |
| WWG | Government remittance |
| WWP | Line of credit payment online on AccèsD |
| WWT | Transfer or cash advance |