Rates - Online term savings
Only available on AccèsD Internet and mobile, Term S@vings is an ideal product for self-directed investors who want to purchase a safe investment at a fixed or climbing enhanced rate that is guaranteed for the duration of the term.
Current rates on May 9, 2025
Promotional rate
Until June 5, 2025, get a rate of 3.05% on a 16-month term when you purchase or renew Term S@vings.
Eligible plans
- Registered plans: TFSA, FHSA and RRSP
- Non-registered plans
Minimum deposit
- Non-registered plans: $1,000
- Registered plans: $500
All Term S@vings
| Term | Interest rate |
|---|---|
| 1 year | 2.90 % |
| 2 years | 2.95 % |
| 3 years | 2.95 % |
| 4 years | 2.95 % |
| 5 years | 3.30 % |
Food for thought
Rates may change without prior notice. Certain conditions apply.
These interest rates are recommended by the Fédération des caisses Desjardins du Québec to all its caisses.
- Rate subject to change without notice. This promotional offer is valid only for non-redeemable Term S@vings products purchased or renewed online between May 7 and June 5, 2025, at 9 PM (Eastern Time). This offer may change or end at any time without notice. Other conditions apply.