Guidance counsellors

Guidance counsellors

As a guidance counsellor, you can take advantage of an offer that's designed for your professional and personal needs.

In partnership with:
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Get this offer

Annual savings of $144 on the Unlimited Plus transaction plan

Get a $12 discount on the current monthly fee, plus unlimited regular transactions and transfers whether on AccèsD, using your debit card, at the ATM or at the teller counter.

The Unlimited Plus plan includes drafts, a basic safety deposit box or a discount on the rental of other models (depending on availability), certified cheques and a monthly return of online cheque images.

  • Get a discounted rate of $9.95 per month on the Unlimited Plus Plan and save $12.00 on the current rate (12 months x $12.00 = $144.00 in savings). The plan is free of charge if a minimum monthly account balance of $5,000.00 is maintained.
  • Additional fees of $1.50, $3.00 or $5.00 may apply to withdrawals made from non-Desjardins ATMs affiliated with the Interac and PLUS networks. Some ATM operators also charge their own fees to use their machines. They must notify you via an on-screen message before processing the transaction, so you can choose to cancel the transaction. These fees are added to the amount of the withdrawal and are paid directly to the ATM operator. For more information, see the Service fees page.
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    Get a sign-up bonus on these credit cards

    Get a sign-up bonus in BONUSDOLLARS® or in cash back equal to the first year's annual fee when you sign up for or upgrade to one of these credit cards:

    Odyssey® World Elite® Mastercard 130 BONUSDOLLARS®
    Learn more - Odyssey World Elite Mastercard
    Odyssey® Gold Visa* 110 BONUSDOLLARS
    Learn more - Odyssey Gold Visa
    Cash Back World Elite® Mastercard $100 cash back
    Learn more - Cash Back World Elite Mastercard
    BONUSDOLLARS rewards program Earn rewards as you shop with the BONUSDOLLARS program. It's simple and flexible!
    Learn more about the rewards program

    * Trademark of Visa International Service Association and used under licence.

    ® Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.

    ® Odyssey and BONUSDOLLARS are registered trademarks of the Fédération des caisses Desjardins du Québec.

    Interac® and Interac e-Transfer® are registered trademarks of Interac Corp. Used under licence.

  • The bonus is equal to the value of your annual credit card fee, which is determined and paid out according to the rewards program associated with your card. For example, if the selected card is associated with the BONUSDOLLARS Rewards Program, the bonus will be paid in BONUSDOLLARS. Use of the bonus is subject to the rules of the applicable program. See the rewards program details for each card.
  • Current Desjardins credit cardholders enrolled in the offer to professionals must become holders of one of the eligible prestige cards to benefit from the sign-up bonus. For prestige cards, the sign-up bonus applies to the following scenarios: Odyssey Gold Visa to Cash Back World Elite Mastercard, Odyssey World Elite Mastercard or Odyssey Visa Infinite Privilege, and Cash Back World Elite Mastercard or Odyssey World Elite Mastercard to Odyssey Visa Infinite Privilege. The sign-up bonus does not apply to the Cash Back World Elite card to the Odyssey World Elite card. Bonus does not apply to additional card fees.

    You have 21 days from the date the monthly statement is issued to pay the full balance on your account without interest, except on cash advances. The minimum payment is 5% of the following: your outstanding balance, interest on purchases, monthly installments that were not paid by the due date for the previous period, regular purchases and cash advances from the current statement period, plus interest on cash advances. This amount will also include any other amounts due under your credit card contract.

    For Cash Back World Elite Mastercard (annual fee: $100) or Odyssey World Elite Mastercard (annual fee: $130) or Odyssey Gold Visa (annual fee: $110), here some examples of applicable interest for a 30-day billing cycle: If the regular annual interest rate is 20.9% and your average daily outstanding balance is $100, you'd be charged $1.72 in interest. If it's $500, you'd be charged $8.59 in interest, and if it's $1,000 you'd be charged $17.18 in interest. If the regular annual interest rate is 21.9% and your average daily outstanding balance is $100, you'd be charged $1.80 in interest. If it's $500, you'd be charged $9.00 in interest, and if it's $1,000 you'd be charged $18.00 in interest.

    For Odyssey Visa Infinite Privilege (annual fee: $295 for Desjardins members and $395 for non-members), here are some examples of applicable interest for a 30-day billing cycle: If the regular annual interest rate is 11.9% and your average daily outstanding balance is $100, you'd be charged $0.98 in interest. If it's $500, you'd be charged $4.89 in interest, and if it's $1,000 you'd be charged $9.78 in interest. Here are some examples of applicable interest for a 30-day billing cycle: If the regular annual interest rate is 12.9% and your average daily outstanding balance is $100, you'd be charged $1.06 in interest. If it's $500, you'd be charged $5.30 in interest, and if it's $1,000 you'd be charged $10.60 in interest.
  • Eligibility criteria for the Cash Back World Elite Mastercard and the Odyssey World Elite Mastercard card: a gross annual income of at least $80,000for the primary cardholder, or a household income of $150,000.
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    Lines of credit at reduced rates

    Enjoy lower interest rates on the Personal Line of Credit and the Versatile Line of Credit.

    Personal Line of Credit

    Prime rate +0.75 %

    A set amount you can use whenever you like
    Learn more - Personal Line of Credit

    Versatile Line of Credit

    Prime rate +0.75 %

    A line of credit that uses your home as financial leverage
    Learn more - Versatile Line of Credit
  • The prime rate is the annual variable interest rate that is publicly and occasionally set by theFédération des caisses Desjardins du Québec. The Federation uses this rate to calculate the interest rate on the loans it grants in Canadian dollars in Canada.
  • For financing of at least$100,000. The line of credit is secured by a first-rank immovable hypothec (mortgage).
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    Do you also own a business?

    Streamline your business operations and save money.

    Get financing up to $100,000

    Finance your business expenses with the Business Freedom Solutions package and enjoy 3 financing products tailored to your needs.

    Learn more - Business Freedom Solutions package

    Simplify the day-to-day management of your business

    With AccèsD Affaires, you can manage your business accounts online at your convenience.

    Learn more - AccèsD Affaires

    Improve your employees’ well-being

    We have exactly what you need to take care of your employees.

    Learn more - Payroll and employee management solutions

    Start accepting card payments

    Get advanced personalized payment solutions through our partnership with Global Payments, a leading worldwide provider of payment technology solutions.

    Learn more - Point-of-sale payments and financing

    Interested?

    Book an appointment today.

    Get this offer

    The Distinctive offer is available upon request and is subject to change without notice at any time. Your new benefits will apply upon your request. Certain conditions apply.

    All financing and credit card applications are subject to credit approval. Conditions apply toall products and services.