Our Signature Service offer

Financial plan

Your wealth management advisor will work with a team of specialists to draw up a personalized plan for you. You'll get an overview of what's to come so you can make the right decisions to reach your financial goals and milestones.

Discretionary portfolio management

Discretionary management allows your portfolio manager to make day-to-day investment decisions in your place.

Your portfolio manager can purchase and sell securities on your behalf, in line with your investor profile.

That means you can focus on other things, knowing that your money is in good hands.

Full-service brokerage

Reap the benefits of a personalized investment portfolio with direct access to all the securities traded on stock and capital markets:

• Common, preferred and flow-through shares
• Bonds, debentures and strip coupons
• Money-market securities
• Mutual funds and exchange-traded funds
• Guaranteed investment certificates
• Options

Ask your wealth management advisor to connect you with an investment specialist who provides these services.

Online brokerage

Ready to purchase and sell shares independently? Desjardins Online Brokerage now offers 2 high-performance platforms:

• Disnat Classic is simple, modern and ideal for new and experienced investors who want research and analysis tools.
• Disnat Direct is ideal for savvy investors who want a sophisticated trading platform with streaming market data and charts.

Trusts, corporations and holding companies

We offer tax advice on setting up trusts, corporations and holding companies. Partners from Desjardins and elsewhere are available to guide you. Your consultation will include:

• A recommendation on the best choice based on your financial and tax situations
• Advice designed to limit the tax impact of your financial decisions on you and your heirs

Planned giving

We offer personalized support for planned giving, so you can make a lasting difference. We’ll help you:

• Draw up a plan that benefits the causes you care about
• Determine which assets to donate
• Explore various donation strategies (immediate or at death)
• Create a Desjardins philanthropic fund and take advantage of the Desjardins Foundation's support to ensure your money goes where you want it to

Our team is supported by many Desjardins or external partners, allowing us to offer you the best possible service.

Estate settlement

If you need to settle an estate, we can help. We’ll go through the process step by step and help you avoid common mistakes. Partners from Desjardins and elsewhere are available to guide you.

Prestige Service

• Personalized service and priority processing of your insurance applications by a team of dedicated experts

Coverage in the event of death

• Temporary, permanent and participating coverage for your personal and business needs.

Coverage in the event of disability

• A tax-free monthly benefit that helps make up for lost income if you’re unable to work due to an accident or illness
• Optional additional benefit in the event of critical illness or death

Intergenerational wealth creation strategy

• Simple and tax-efficient transfer of assets to designated beneficiaries
• Estate growth without having to focus all your energy on saving or compromise on other plans

Comprehensive coverage

Protect what matters to you. We offer a wide range of insurance products to meet your needs:

• Home insurance for high-value homes gives you enhanced value protection[2], which includes repair or replacement costs with no obligation to rebuild, as well as higher insurance limits for certain types of high-value items
• Comprehensive coverage for luxury and recreational vehicles
• Watercraft insurance
• Insurance coverage tailored to the needs of self-employed workers
• Investment property coverage for an unlimited number of units, adjusted to your specific needs as an owner

Privilege Plan

• A dedicated phone line and priority processing of your insurance applications by qualified damage insurance agents
• Coverage that reflects your reality

Concierge Assistance

Handling day-to-day tasks just got easier, thanks to our concierge team[4]. They can help you get reservations at a hot new restaurant, hard-to-get tickets for a show, and more.

Health Assistance

Talk to a nurse about you or your child’s health.

Convalescence Assistance – Case Management

Get recommendations and use our coordination services for a wide range of in-home services.

Legal Assistance

Get answers to your legal questions from legal professionals on issues involving family law, labour law, contract law or even disputes with neighbours (available Monday to Friday, 9:00 a.m. to 8:00 p.m., and Saturday 9:00 a.m. to 5:00 p.m., except statutory holidays).

Home Assistance

Get advice and referrals to reliable professionals and emergency services. Take care of everything in just one phone call!

Identity Theft Assistance

Get tips on preventing identity theft or help from an expert if you’re a victim.

Travel Assistance

Away on a trip? You can count on us if you need help during a medical emergency.

Estate Assistance

Lawyers and notaries are standing by to help guide you step by step through the estate management process, whether you’re currently planning your estate or settling one.