Cash remittance to cover your start-up costs

When buying a home, you may incur start-up costs, such as transfer taxes, property taxes and moving expenses, representing 3% to 5% of the value of your home. We'll cover all or a portion of your start-up costs with up to $10,000 or the equivalent of 5.5% of your mortgage amount1.

How it works

When you're approved for a personal mortgage2, your interest rate will be increased3 slightly to reflect the amount you need.


  • Gives you financial flexibility to cover your estimated start-up costs
  • More economical than a personal loan, line of credit or credit card

Contact an advisor

Documents you need for your meeting

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Montreal area:

Elsewhere in Canada and the U.S.:

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Through a mortgage representative

Ready to buy? An advisor can come meet with you any day of the week.

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  1. The lower of the 2 amounts.
  2. For owner-occupants of residential buildings of 4 units or less.
  3. Payments must be within the maximum allowed Gross Debt Service and Total Debt Service ratios.