Paying less taxes

Guaranteed investment products

Regular income and tax breaks

Savings component: invest your savings tax free

  • Significant and immediate increase in the value of the inheritance you leave behind
  • Insurance coverage and tax-free investment with minimum guaranteed interest

Universal life insurance is designed to make sure you're covered for as long as you need, and lets you invest tax-free at the same time.

This type of insurance meets your needs if:

  • You want to leave a sizeable inheritance to your loved ones
  • You've maxed out your RRSP and TFSA contributions

Learn more - Life insurance

Interesting tax credit and potential for long-term returns.

  • Pre-retirees and retirees residing in Quebec during the taxation year in which the tax credit is claimed are eligible (investors do not have to be members of a Desjardins caisse).
  • Shares are exclusive to Desjardins1.

Learn more - Capital régional et coopératif Desjardins

  1. Though Desjardins Group promotes Capital régional et coopératif Desjardins, it does not hold any shares.