Financing for cars and other vehicles

Planning to buy a car, motorcycle, trailer or boat? Explore our financing options1 and see what best fits your needs.

Buying a vehicle from an individual

Auto+ Loan at a caisse or branch

Eligible vehicles

Cars
Leisure or recreational vehicles

Minimum financing amount

$15,000

Financing secured by vehicle?

Yes, which means the interest rate is better than the rate for unsecured financing.

Personal loan

Eligible vehicles

Cars
Leisure or recreational vehicles

Minimum financing amount

$500

Financing secured by vehicle?

Personal Line of Credit

Eligible vehicles

Cars
Leisure or recreational vehicles

Minimum financing amount

No minimum amount required

Financing secured by vehicle?

Buying a vehicle at a dealership

Car loan at a dealership

Eligible vehicles

Cars

Minimum financing amount

$7,500

Financing secured by vehicle?

Yes, which means the interest rate is better than the rate for unsecured financing.

Leisure vehicle loan at a dealership

Eligible vehicles

Leisure or recreational vehicles

Minimum financing amount

$5,000 for a leisure vehicle
$10,000 for a boat or recreational vehicle

Financing secured by vehicle?

Yes, which means the interest rate is better than the rate for unsecured financing.

Find your borrowing solution

Have a project that'll cost at least $1,000? Use our tool on AccèsD to help you choose the financing that's right for you.

Manage your loan online

Are you a member? Our mobile and online services make it quick and easy to manage your loan or line of credit. Use them anytime, anywhere.

Not a member? Open an everyday account to manage your loan online and enjoy other member benefits.

Download our app

Protect your purchase with insurance

Car insurance

RV insurance

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Some conditions, exclusions and limitations apply. Rates may vary depending on type of vehicle, loan amount and term, and your credit score. Rates and promotions may change at any time without notice. Subject to credit approval by the Fédération des caisses Desjardins du Québec.