Financial education
Financial literacy is power.
Education: A key part of our mission
Promoting financial literacy is an integral part of our mission and our social responsibility priorities. With rising debt levels and plummeting savings, access to financial knowledge is more important than ever.
How to make financial decisions
Take a look at our articles and tools, developed in partnership with schools and community organizations, and make informed decisions about your money.
Read our articles
How to manage and repay debt
Rate hikes: What should you do?
Inflation 101
Discover our tools
Debt management
Mortgage Payment Calculator
Unforeseen: The decision-making game
This financial simulation game helps young people gain financial knowledge and decision-making skills in a fun and creative way.
Download the Unforeseen app
Financial literacy resources for youth
School caisses
In collaboration with Quebec and Ontario elementary schools, we offer the School Caisse, a savings education program. Introduced more than 100 years ago by Desjardins Group founder Alphonse Desjardins, the School Caisse initiates children ages 5 to 11 to savings and responsible spending, in addition to encouraging their financial independence.
To instill in children a strong and ongoing sense of belonging to their school and community, school caisses provide them with the means to put into practice the values of cooperation.
Personal Finance: I'm in Charge
Personal Finance: I'm in Charge® Trademark is a free educational program for young adults and newcomers. Created by experts in finance, education and community intervention, it offers flexible learning paths tailored to different needs and levels. Whether you’re looking to make smarter financial decisions, reach a goal or better understand saving and investing, this interactive program helps you build practical skills and gain financial independence.
There are 2 ways to complete the program:
- Online: Take a self-paced course from anywhere in the world. Complete the modules in whatever order you wish and progress at your own speed.
- In person or online: Attend workshops led by certified trainers in Quebec or Ontario.
Young Intern Director Program
We’ve created a program of internships on a caisse Board of Directors. Each year, this program sees nearly 200 young people aged 35 or younger learn about managing a company, reading financial statements, sound governance, risk management, etc.
In addition, these interns have free access to a training program on know-how and governance for the roughly 5,700 administrators and supervision officers elected within the Desjardins Group.
Financial education and entrepreneurship
Take advantage of our tips and online tools to help you manage your business projects.
Financial education and solidarity-based finance
We offer 3 programs that include financial literacy.
Desjardins Mutual Assistance Fund
This program helps personal members in financial difficulty.
Desjardins Microcredit and Créavenir
These programs help entrepreneurs launch and grow their business.