Topic: Corporate finance Business value and how to maximize it
Support every step of the way
We’re here to guide you through the 4 steps of transferring or taking over a business.
Analysis
To get off to a good start, review your financial situation and goals, and assess the value of the business you plan to sell or acquire. We can assist you, no matter what industry you’re in.
Planning
Our team will help you create a comprehensive transfer plan that covers personal, financial and strategic elements. Have you considered a financing package or seller financing options? We’re here to answer your questions and help you set realistic timelines.
Transaction
It’s important to negotiate terms that satisfy both parties. Establishing clear goals will help you ensure a solid future for the business and avoid costly missteps. Our team can guide you throughout the transaction and put you in touch with the right specialists.
Transition
Properly planning your business transfer lets you focus on transitioning to your new role or the next phase of your life. We are committed to supporting you even after the transfer, addressing your future needs, including wealth management services.
Financing options for business transfers
Our team offers flexible and customized financing solutions to help ensure a smooth transition.
Desjardins Capital
For us, becoming your business transfer partner is a long-term commitment. At Desjardins Capital, we provide flexible and customized financing solutions in the form of equity investments or unsecured loans. We’re invested in the success of your transfer and our team is there to help every step of the way.
Connecting you with the right resources
Enjoy special offers from our trusted partners as well as tools for managing payroll and human resources.
Business partners
Get the support you need to grow your business or streamline your operations. Our partners offer tailored services and deals to meet your needs.
Solutions for employers
Simplify your payroll and HR management and get personalized support to attract and retain talent.
Protecting your assets
We're here to help you preserve the value of your estate and pass on your business to the next generation.
Wealth management
Our team offers a turnkey service to help you preserve and pass on your wealth.
Insurance
Our comprehensive range of life, health and credit insurance products are designed to protect your assets and income.
Advice for your business transfer
- Topic: Corporate finance Takeovers: the fast track to business ownership
- Topic: Corporate finance Your options when transferring your business
- Topic: Human resources Don't underestimate the importance of human capital for business transfer planning
FAQ
What is a business transfer?
A business transfer happens when a new owner takes over a business, whether they buy it or inherit it from a family member, for example.
How do you take over a business?
Before you take over a business, you need to reflect on your needs and goals and do due diligence on the business in question. Are there any competitors? How much do you need for working capital? What type of financing do you need?
We can help guide your thinking and develop an action plan. Contact your account manager for more information.
How do you finance a business takeover?
Buying a business can be a challenging process. Before looking at financing options, you need to assess how much you have available for a down payment and how much more you need.
Our specialized team can help guide you and offer solutions that meet your needs. Contact your account manager for more information.
Why take over a business?
Taking over an existing business can have many benefits, including:
- Reduced risk: You know the company’s financial history and business model.
- Easier access to financing: The business you’re taking over can serve as collateral for financing partners, unlike a brand-new business you start yourself.
- Existing customers: You inherit an established customer base, saving you time and money on building one.
Regardless, it’s still important to analyze the risks that come with taking over a business. We’re here to guide you every step of the way.
Start the business transfer process
Contact your account manager for personalized assistance. If you don’t have an account manager, contact our team.
Or we can call you when it’s convenient.