Operating line of credit

This line of credit allows you to:

  • Finance your inventories, accounts receivable and specific needs
  • Take advantage of supplier discounts
  • Protect yourself against insufficient funds


  • Competitive interest rates
  • Can be paid back at anytime whenever you have cash inflows
  • Available in Canadian or U.S. dollars
  • Insurance option to cover payments in case of disability or death

    Learn more about Line of credit insurance.


  • Terms of use and payment terms tailored to your company
  • Efficient cash management
  • Allows you to meet day-to-day operating needs
  • Gives you the option of issuing cheques up to your authorized credit limit to avoid an insufficient funds situation
  • Interest is calculated only on credit amount used
  • Automatic reimbursement

If you need less than $100,000, check out our Visa Business Freedom Solutions Line of Credit.

  1. Subject to Fédération des caisses Desjardins du Québec credit approval.