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Mobile Deposit

By using the Mobile Deposit function, I agree to:

  • deposit items payable in my name only
  • keep deposited items for 10 days following the date of deposit and destroy them after that time
  • accept a hold on deposited funds for the applicable period (5 to 15 business days), including government cheques. This period may be extended at Desjardins's discretion
  • deposit only eligible items, issued in Canadian dollars, to my account
  • transmit only a legible image of the original deposited item
  • not deposit postdated items, stale-dated items, or items for which a stop payment has been issued or that have previously been deposited
  • not transmit incorrect items or information or that I know or should have known is incorrect or fraudulent

Mobile Deposit allows you to deposit, to your account, the following original paper items issued in Canadian dollars by a Canadian financial institution or a federal, provincial, municipal or territorial government in Canada:

  • Cheques:
    • Personal
    • Business
    • Government/Municipal
    • Certified cheques
    • Traveller’s cheques
  • Money orders
  • Bank drafts

Daily and cumulative limits apply to amounts you deposit using Mobile Deposit.