Financing your education

There are many options out there to help you finance your education.

Government Guaranteed Student Loan

You could benefit from government financial assistance for the duration of your studies. To know if you’re entitled to financial aid, see Government Guaranteed Student Loan.

Desjardins Foundation scholarships

Our scholarship programs reflect the vision and mission of Desjardins Foundation. They particularly support finance, cooperation and democracy. Each year, Desjardins Foundation awards more than 600 scholarships and prizes totalling $1.4 million.

To learn about how you could receive assistance from Desjardins to help you achieve your academic goals, see Academic scholarships.

Line of credit

A credit line is another flexible financing tool that you can use under certain conditions. When you're studying, you have a lot of expenses and not much income. It could be a useful tool to help you make ends meet.

Learn more about financing products.

Learn more about the line of credit that matches your profile in the Student offer.

Accord D financing at COOPSCO for your computer equipment (ages 18+)

You want to buy a fully-loaded computer without spending all your savings?

With Accord D financing, you can spread your purchase over 36 equal instalments at 8.9%. The amount is automatically available on your Desjardins credit card, as a second credit limit.

To take advantage of this offer, go to the COOPSCO at your school.

Get a credit card.

Here are some tips and tricks to help you manage your finances.

Draw up a budget

Drawing up a monthly budget helps you figure out exactly what goes in your pockets and what goes out. It takes a little planning at first, but you will have the satisfaction of getting a clear picture of your spending as compared to your income. Learn how to draw up a monthly budget in 3 steps.

To get an accurate picture of your income and spending:

• check out the My budget management tool
• or use the Budget for post-secondary students (PDF, 522 KB) - This link will open in a new window.

A contingency fund and a savings plan can help you avoid nasty surprises

If your budget is balanced or shows a surplus, the coast is clear for you to put some money aside. A contingency fund is the best way to get ready for the unexpected.

Learn how to build a contingency plan in 3 steps.

To help you achieve your goals, take advantage of the Enhanced Savings Plan, a flexible term savings product for Desjardins members.

Manage credit with your first credit card

Credit cards can be friends or foes, depending on how you use them. Used wisely, credit cards can be useful in more ways than one. Being careful and thinking ahead is the right attitude to have when using credit. See the 6 tips to make the most of your credit card.

Learn more about the credit card that matches your profile in the Student offer.